A New Option for Consistent Returns

For crypto investors seeking stability, GUSD offers a path to real-world assets (RWA) that goes beyond traditional stablecoins. Backed by U.S. Treasuries and other low-risk assets, GUSD allows users to convert USDT or USDC into a token whose value is anchored in traditional finance—not just the volatile crypto market. Gate is bridging the predictability and security of conventional assets with blockchain technology. This delivers a more reliable wealth management alternative.

Key Advantages and Market Differentiators

1. Stable, Transparent Returns
   GUSD’s returns primarily come from interest earned on U.S. Treasuries and a share of Gate’s ecosystem revenue, with an annual yield of about 4.4% at the time of writing. Unlike exchange savings products, which can fluctuate—sometimes exceeding 10% one day and plummeting the next—GUSD’s returns are far less volatile.
2. Manageable Risk Profile
   GUSD’s risk closely resembles that of traditional finance, driven by factors like interest rate changes or U.S. Treasury price movements, rather than on-chain threats like smart contract exploits or rug pulls. This makes risk easier to evaluate and manage.
3. Flexible Liquidity
   Gate offers both instant and standard redemption options. Users can choose between faster payouts with higher fees or lower fees with standard settlement, optimizing for convenience and flexibility.
4. Transparency and Trust
   Gate pledges regular reserve audits and documentation from banks or custodians, ensuring each GUSD is fully backed by real-world assets. This transparency helps typical investors understand and trust the product.

How It Works

Getting started with GUSD is straightforward and involves three steps:

1. Minting (Subscription)
   Users can deposit USDT or USDC on Gate and convert them to GUSD at a 1:1 ratio. Each individual account can mint up to 5 million USDT or USDC worth of GUSD.
2. Yield Accumulation
   Yields start accruing automatically once you hold GUSD, with an approximate 4.4% annual return (as of writing). Earnings settle daily and Gate automatically transfers them to your spot account, which provides reliable cash flow.
3. Redemption
   You can redeem GUSD for USDC through Gate, choosing between two options:

• Instant Redemption: 0.1% fee, credited in about 10 minutes.
• Standard Redemption: 0.05% fee, credited on T+3. This is ideal for non-urgent withdrawals.

To participate in Gate Onchain Earn GUSD Staking, visit: https://www.gate.com/staking/GUSD?gt_disable_intercept_jump=1

Why Choose GUSD from Gate

Gate is an established exchange with over $4 billion in assets under management, providing a robust foundation for GUSD. Its focus on transparency and asset audits gives investors confidence in holding GUSD. Compared to other centralized RWA products, Gate’s GUSD stands out for its flexibility:

• Minting supports multiple stablecoins: both USDT and USDC can be used to mint GUSD.
• Redemption is straightforward: USDC is the default redemption currency, which is closely pegged to the USD to reinforce compliance and trust.

Frequently Asked Questions

Q1: What risks are associated with GUSD?
A: The main risks come from traditional markets, such as interest rate changes and U.S. Treasury price fluctuations. Additionally, there is counterparty risk from custodians that could affect asset safety.

Q2: Why choose GUSD over exchange savings products?
A: While exchange savings might offer higher returns, their volatility is much greater. GUSD offers stable and predictable yields, making it better suited for long-term value preservation.

Q3: Why can GUSD only be redeemed for USDC?
A: USDC offers greater transparency and compliance. After redemption, users can freely convert USDC to USDT or other tokens as needed.

Q4: How do I choose between instant and standard redemption?
A: For urgent needs, choose instant redemption (0.1% fee, credited in about 10 minutes). For non-urgent withdrawals, use standard redemption (0.05% fee, credited on T+3).

Q5: Is there a minting limit?
A: Each individual user can mint up to 5 million USDT or USDC worth of GUSD. Institutions with verified accounts may increase the limit to 10 million.

Summary

GUSD gives crypto investors a transparent, predictable, and low-volatility yield option. It is backed by U.S. Treasuries and other low-risk assets. Flexible minting and redemption mechanisms make GUSD a safe and stable choice for wealth management in the crypto market.