Libeara: The Vanguard of Asset Tokenization

In the global financial sector, asset tokenization is rapidly moving from concept to practice, becoming a hot topic of great interest. Whether it is crypto-native institutions or traditional financial giants, all are exploring how to achieve the digitalization, on-chain integration, and globalization of real-world assets (RWA) under compliance. This trend encompasses a variety of asset classes, from government bonds and real estate to commodities and notes, while the regulatory framework is gradually opening experimental space for this. The wave of on-chain assets reflects the deep-seated demand in global capital markets for increased efficiency, enhanced transparency, and 24/7 liquidity.

In this context, Libeara, as an innovative platform, practices asset tokenization in a regulatory-friendly and institution-focused manner. Unlike many traditional financial institutions that are still in the pilot phase, Libeara has accumulated practical business experience through actual projects. At the same time, it also distinguishes itself from the aggressive technology-first approach of some crypto institutions, placing greater emphasis on compliance, security, and institutional-level adaptability.

Rapid Growth of the RWA Market, Libeara's Three Major Products Connect Traditional Assets to the Blockchain

The on-chain RWA is accelerating its penetration into the mainstream market. According to the latest data, the total value of global on-chain RWA assets has exceeded $25.5 billion, growing nearly 56% since the beginning of the year, covering various asset classes such as U.S. Treasury bonds, real estate, private credit, commodities, and stocks. This trend indicates that on-chain finance is no longer limited to crypto-native assets; the traditional financial market has an increasing demand for more efficient, transparent, programmable, and composable financial infrastructure.

Currently, the issuance and custody processes of traditional financial assets still heavily rely on centralized institutions. Although they have advantages in compliance and security, they also face issues such as complex issuance processes, high participation thresholds, exorbitant costs, and data silos. To address these pain points, Libeara provides highly compliant and efficient on-chain issuance and management solutions for major asset classes such as bonds, funds, and securities through its three core product lines: Bravo, Delta, and Tango, accelerating the on-chain process of traditional assets.

Bravo: Native Tokenization of Government Notes and Bonds

Bravo is an innovative asset tokenization platform designed for national financial institutions, supporting the direct issuance, trading, and management of government bonds and sovereign debt on the blockchain, thereby enhancing the inclusiveness, transparency, and risk resistance of the financial system.

Traditional sovereign bonds typically have high thresholds and complex processes, mainly targeting institutional investors. Bravo lowers market access barriers and promotes debt democratization by supporting the issuance of small-denomination bonds and on-chain wallets. Traditional bonds involve multiple intermediaries, making the process cumbersome and inefficient. Bravo allows governments to issue, circulate, and repay directly on-chain, with automatic execution through smart contracts, making the entire process traceable and verifiable.

In addition, developing countries' financing is highly dependent on dollar debt, making it easy to fall into the trap of currency mismatch. Bravo's local currency bond support mechanism supports the on-chain of native local currency debt, enhancing government strategic autonomy and risk resistance, and strengthening credit anchoring.

The Bravo platform also offers flexible debt product design capabilities. Traditional government bonds have a single form, making it difficult to adapt to diversified capital demands and policy directions. Bravo supports programmable debt instruments, such as inflation-linked bonds, delayed issuance bonds designated for future activation, as well as innovative forms like lottery bonds and birthright bonds, allowing debt products to meet social policy objectives and the needs of diverse populations.

More importantly, Bravo implements a native on-chain holding mechanism, where assets are directly owned by investors, eliminating the risks of intermediary custody and single points of failure, and the data is transparent and verifiable, greatly enhancing the system's resilience.

Delta: Tokenization services for regulated fund managers.

Delta allows regulated fund managers to issue and manage on-chain fund shares, supporting tokenization of fund shares with any denomination, significantly lowering the investment threshold. Through the tokenization mechanism, these fund shares can be freely transferred among compliant investors, effectively breaking the liquidity bottleneck in traditional fund investments. The platform supports multi-asset classes and cross-jurisdiction fund management, meeting the needs of diversified investment portfolios. Investors can conveniently complete subscription, redemption, and transfer operations of fund shares on the Delta platform, greatly enhancing user experience and operational efficiency.

Delta officially launched with an institutional-grade application and platform developed for licensed fund managers in Singapore, featuring institutional-level security and compliance. By being compatible with both traditional finance (TradFi) and decentralized finance (DeFi), Delta meets the different needs of crypto-native investors and traditional investors.

Tango: Universal Securities Token Issuance Platform

Tango is a universal securities-type Token issuance platform that supports multiple asset classes and can tokenize various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technical compatibility and flexibility to meet the needs of different markets. At the same time, Tango integrates KYC and AML features, along with bank-grade technology, internal control systems (ICS), risk management, and compliance standards, ensuring that the issuance and circulation of all tokenized projects comply with regulatory and legal standards.

Entering the practical stage, the tokenization business has been implemented for many years.

Compared to many RWA participants who are still in the exploration and experimentation stage, Libeara is actively promoting the tokenization from concept to practical implementation. By flexibly adapting to the regulatory and market needs of different countries and institutions, Libeara has been practically tested and optimized in national projects in countries such as Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios including public offerings, private placements, and sovereign debt central bank digital currency (CBDC), providing a replicable and verifiable technical paradigm for the global market.

For example, the ULTRA fund is a tokenized US short-term treasury fund aimed at qualified and institutional investors, and it is one of the highest-rated tokenized US treasury funds globally, receiving high ratings from multiple institutions. Recently, several on-chain capital entry platforms and RWA exchanges have also announced partnerships with Libeara to expand access to the ULTRA fund.

Libeara has also successfully launched the first tokenized fund approved by the Hong Kong Securities and Futures Commission for retail investors - the Huaxia HKD Digital Currency Fund. This fund is tokenized through Libeara, providing investors with an innovative investment tool based on blockchain that offers HKD returns.

As early as 2023, Libeara was shortlisted for the finals of the Central Bank Digital Currency (CBDC) hackathon in Ghana, building a prototype system that supports the subscription of Ghanaian government bonds and notes for CBDC. This project not only verified the technical feasibility but also provided a viable path for financial digitization in developing markets.

In addition, Libeara's tokenization technology has been incorporated into several national-level financial infrastructure construction projects. In 2024, Libeara participated in Project Ensemble launched by the Hong Kong Monetary Authority, which is a wholesale Central Bank Digital Currency (wCBDC) project aimed at promoting the development of the tokenization market in Hong Kong. Libeara conducted proof-of-concept testing with partners to explore settlement applications for tokenized deposits and tokenized assets, providing practical case support for the wCBDC infrastructure of the Hong Kong Monetary Authority.

In 2020, Libeara partnered with a bank in the Philippines to complete the country's first tokenization retail bond project, issuing an initial offering of retail bonds valued at approximately $187 million on a public blockchain. Libeara also participated in the green finance project Project Genesis, jointly launched by the Hong Kong Monetary Authority (HKMA) and the Bank for International Settlements (BIS) Innovation Hub, exploring the application of blockchain technology in the tokenization of green bonds to improve issuance efficiency, lower investment barriers, and enhance the transparency of green investments.

The core team has extensive financial experience and is dedicated to creating the RWA "super safe car".

The name Libeara is derived from the combination of "Liberty" (the first retail treasury bond in the USA, "Freedom Bond") and "Aerarium" (the ancient Roman treasury). As a fintech company, Libeara was established in January 2023 and is headquartered in Singapore. It is dedicated to utilizing blockchain technology to promote the tokenization of government bonds and funds, breaking the friction and barriers of traditional capital markets, and opening up investment channels that were previously hard to reach.

The core team of Libeara brings together top experts from traditional finance, blockchain technology, and regulatory compliance. The founder and CEO has over 20 years of extensive experience in capital markets and has designed and executed bond financing solutions worth over $180 billion for sovereign nations, corporations, and financial institutions. He has profound insights into the inefficiencies and pain points of traditional financial markets, particularly in areas with numerous intermediaries, high investment thresholds, and limited liquidity. This experience has become the foundation for the establishment of Libeara, enabling it to find a balance between technological innovation and financial security, providing the market with solutions that are both efficient and credible.

The founder of Libeara stated, "Tokenization of funds and bonds involves too many intermediary steps, resulting in high investment thresholds and difficulties in entry. Tokenization not only simplifies these inefficient processes but also redefines the interaction between investors and assets. Through blockchain technology, Libeara enhances the transferability of these investments, allowing assets to flow peer-to-peer among investors, significantly increasing flexibility. This has also spawned more new use cases, such as improving liquidity and expanding the scope of investor participation."

He emphasized that not all tokenization projects are equally safe. Many past projects simply placed the digital representation of assets on the chain without considering basic investor protection measures, thus introducing unnecessary risks. Libeara's goal is to create a "super safe car" that can drive securely on the digital highway of modern finance.

The target audience for Libeara's services is a new type of investor, specifically those who hold crypto wealth but wish to participate in traditional capital market investments. The founder pointed out that the widespread application of blockchain in traditional finance faces cognitive barriers, as many still equate blockchain with volatile cryptocurrencies and unregulated markets, rather than stable, regulated assets like government bonds. Changing this perception requires not only advanced technology but also a strong compliance framework to demonstrate that blockchain can support serious regulated financial products.

He foresees that the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role in preserving the stability and structure of traditional finance while meeting the contemporary investors' demands for flexibility and autonomy.