Fannie Mae and Freddie Mac may incorporate Crypto Assets into mortgage reserve requirements, exploring options that do not require exchanging for US dollars.

[Coin World] Crypto In America The crypto journalist disclosed on social media the specific details of Fannie Mae and Freddie Mac's plans to incorporate crypto assets into their mortgage business. She stated that Fannie Mae and Freddie Mac have been instructed to explore the inclusion of crypto assets as reserves in mortgage applications, meaning that crypto assets will not need to be converted into U.S. dollars but will be counted as reserves in spot form. Additionally, according to relevant requirements, only crypto assets listed on U.S. regulated exchanges are eligible to be included in the mortgage reserves of Fannie Mae and Freddie Mac, and the related assets must also have fluctuation protection measures.

Note: Freddie Mac and Fannie Mae are two major government-sponsored enterprises (GSE) in the United States, primarily responsible for providing liquidity support to the housing mortgage market by purchasing and securitizing loans to stabilize the real estate market.

Previously, it was reported that the Director of the Federal Housing Finance Agency (FHFA), Pulte, posted on social media, requesting Fannie Mae and Freddie Mac to prepare to classify crypto assets as qualifying assets for mortgage applications.