XRP: Is a Long-Term Investment Opportunity Opening Up?

A train, once it accelerates, rarely comes to an immediate stop — but that doesn’t stop investors from worrying that the upward trend will soon end. Last July, XRP (CRYPTO: XRP) witnessed a strong breakout, increasing by more than 50% before a slight adjustment in early August. Although a month of trading cannot define the entire long-term value, strong fluctuations often signal fundamental changes beneath. And with XRP, if there is indeed a change, then it is a positive signal. If you missed the train in July, the question now is: Is the current price still worth buying? The short answer: Yes — if you are willing to hold a coin whose biggest drivers have only just begun to form. The Reasons Behind XRP's Strong Breakthrough Expectations for the (Spot ETF) A significant part of the bullish narrative comes from the expectation that the SEC (U.S. Securities and Exchange Commission) will approve a series of spot XRP ETF funds. The deadline for the decision has been set for October 17, and recently the SEC has amended regulations to allow in-kind redemption (the creation/redemption process of fund shares with underlying assets instead of cash), removing one of the largest remaining barriers. If the ETF is approved before the end of the year, fund issuers will have to buy XRP directly from the market, pulling supply out of circulation and driving the price higher. Technology update: EVM Sidechain On June 30th, XRP officially launched a sidechain compatible with Ethereum Virtual Machine (EVM) on the main network. This allows developers to easily migrate applications written in Solidity (the language of Ethereum) to run on XRP, but transaction fees are paid in XRP instead of ETH. This is a significant step to help XRP attract the decentralized application ecosystem (dApp), liquidity, and new users — factors that have long leaned towards Ethereum. Asset tokenization trends The XRP Ledger is designed with built-in features that meet legal compliance requirements such as issuing or freezing assets. This allows financial institutions to easily issue tokenized real-world assets (Real World Assets – RWA) with minimal concern about legal risks. Currently, XRP has become the third-largest platform for tokenizing U.S. Treasury bills ( in the entire blockchain market. This type of asset serves as a "bridge" that helps attract capital flows from traditional financial institutions into the XRP ecosystem. Once these assets "land" on the XRP Ledger, they usually stay for the long term — and the demand to hold XRP for paying fees or maintaining liquidity will increase. Opportunities and Risks XRP has a much more attractive strategic picture compared to previous years, but that does not mean the road ahead is entirely smooth: Legal risks: The same SEC that can approve ETFs may also impose stricter new regulations, reducing the interest of institutional investors. Technical challenges: Sidechains are often difficult to implement stably, and the bridge between the sidechain and the main blockchain is the most vulnerable attack point. Intense competition: Ethereum and many other blockchains are also ramping up efforts to attract developers and capital from the asset tokenization sector. Conclusion For the first time since the "golden age" of 2017, the path for XRP to expand real-world applications and attract new users is clearer than ever. If you are an investor willing to endure short-term price volatility, the strategy of dollar-cost averaging ) to hold for the long term makes complete sense. XRP may not be an "easy" coin for those seeking instant profits, but with its special position in payment systems, asset tokenization, and now even Ethereum-compatible infrastructure, XRP deserves a place in the long-term portfolio of investors who understand the risks and potential.